We don’t know if this person is attempting to raise funds to cover vet bills, but i will say that Care Credit simply isn’t an option for many pet owners. Even is you have above average credit, your chances of getting approved are slim if you don’t meet a certain income threshold. Approvals average only about 40%, and this leaves too many people without a payment option when they most need it.
There are now more Payment Management companies that enable vets to offer in-house installment payments to those who may not qualify for Care Credit or don’t want to use it for other reasons (maybe they are in the process of buying a home and don’t want another hard credit check or another open line of credit to hurt their mortgage application.)
One of those companies is VetBilling.com - full disclosure, I am a cofounder of that company - but there are others, such as PaymentBanc, Varidi, and VCP.
If this person’s need to raise funds is for vet bills, maybe they could check to see if any of their local veterinarians extend in-house credit using one of these companies (or if they do it on their own.) The Payment Management companies do not work like Care Credit - they allow the vet to extend a payment plan, and these companies draft the automatic payments and transfer them to the vet. They also usually provide follow up and support in the event that a payment is missed or returns, so the vet doesn’t have to do it.
#FundraisingandDevelopment