I've used VPI (Veterinary Pet Insurance through Nationwide) for my mixed staffy for the last 10ish years I've had her. It definitely came in handy when unexpended emergencies happened like the time she ate a bag of chocolate covered coffee beans and needed her stomach pumped. It also reimburses me for some of the usual expenses each year like a wellness exam and flea preventative. But other things like getting some cracked teeth out, I didn't see a favorable payout.
Also, I've had it since she was a pup so there were no pre-existing conditions I had to worry about whether or not they covered it. If you're looking for an older dog, be sure to review the benefit schedule and what is/isn't covered. Since I've had it for so long, I haven't looked at what else is out there -- are there any companies you're looking at that are catching your attention?
#General